Should I Buy A Fixer-Upper Property? Evaluating The Pros And Cons

“Forget money. Remodeling is the number one cause for divorce.” – Anonymous Before my current house, I had never bought a fixer-upper before. The most I did in the past was build a new bathroom out of a closet, put up a wall to create an en-suite bathroom, and remodel my ground floor by adding a … Continue reading Should I Buy A Fixer-Upper Property? Evaluating The Pros And Cons

What’s The Best Age To Have A Baby? 20s? 30s? 40s+?

As a 40 year old, I’m an old first time dad. I’m reminded of my old age every time I bend over to pick up my little one from the bassinet. My lower back aches and my knees sometimes dangerously buckle if they bend too far. Oh to be 25 again! But then I realize … Continue reading What’s The Best Age To Have A Baby? 20s? 30s? 40s+?

The Anatomy Of An Adjustable Rate Mortgage Increase

I’m so excited to share with you something I got in the mail the other day. No, it wasn’t a notification that Financial Samurai had won an award for being the best personal finance site. My site is too focused on understanding hard things to make us all rich to appeal to the masses. Instead, … Continue reading The Anatomy Of An Adjustable Rate Mortgage Increase

Being A Landlord Tests My Faith In Humanity

I’ll never forget what James Carville, Bill Clinton’s lead strategist said to us at our high school commencement, “Always leave a place better than you found it.” His words have made me a more thoughtful person – always trying to pay for the bill, cleaning up after others long after a high school tennis match … Continue reading Being A Landlord Tests My Faith In Humanity

If I Could Retire All Over Again These Are The Things I’d Do Differently

 The first three years of Financial Samurai was me mainly trying to figure out how to retire early. The subsequent years has been me touching upon various aspects of post-retirement life. For the most part, early retirement has been everything I hoped for. Freedom is priceless. But I’ve also highlighted a lot of negatives that I could … Continue reading If I Could Retire All Over Again These Are The Things I’d Do Differently

Perpetual Failure: The Reason Why I Continue To Save So Much

Whenever things are going well for an extended period of time, I begin to worry. Where did all the bad luck go? Something must be wrong.I’m not sure why life has turned out OK when there are plenty of smarter, more deserving people out there who still struggle. Maybe the exhausted fumes of good karma from a past … Continue reading Perpetual Failure: The Reason Why I Continue To Save So Much

Why I Sold My Rental Home: Had To Live For Today

Update 2020: This is a post that shares why I sold my rental home in 2017 after a tremendous amount of deliberation. Originally, I wanted to keep this home forever as part of my retirement portfolio. But in the end, managing the property was too much. If you’re thinking about selling your rental property, this post … Continue reading Why I Sold My Rental Home: Had To Live For Today

The Best Life Hack For Americans: Taking Advantage Of Canada

https://www.financialsamurai.com/wp-content/uploads/2019/05/canada-465x500.png I’m always looking for arbitrage opportunities to help readers make more money and live better lives. My favorite arbitrage opportunity for the next couple of decades is investing in non-coastal city real estate due to lower valuations and higher net rental yields. Technology is accelerating the flow of capital towards attractive real estate opportunities, and I … Continue reading The Best Life Hack For Americans: Taking Advantage Of Canada

The Benefits Of A Coronavirus-Induced Stock Market Meltdown

One of the beautiful things about the internet is that I’ve never met someone online who has lost money in the stock market. When stocks are going up, the bulls are out in full force telling everyone how much they’ve made in XYZ. When stocks are going down, the bears all come out and say … Continue reading The Benefits Of A Coronavirus-Induced Stock Market Meltdown