Perpetual Failure: The Reason Why I Continue To Save So Much

Whenever things are going well for an extended period of time, I begin to worry. Where did all the bad luck go? Something must be wrong.I’m not sure why life has turned out OK when there are plenty of smarter, more deserving people out there who still struggle. Maybe the exhausted fumes of good karma from a past … Continue reading Perpetual Failure: The Reason Why I Continue To Save So Much

The one thing you probably haven’t done in quarantine — but should

There are a lot of responsibilities at home now, but overseeing finances is just as important. Most Americans are spending much more time in their homes during the COVID-19 crisis, which means they’re working, caring for family, cooking, cleaning and exercising all in the same space. Doing those tasks with not much of a physical … Continue reading The one thing you probably haven’t done in quarantine — but should

Do I have to pay back my $1,200 stimulus check? Don’t fall for these 5 myths about the stimulus payments

‘You’re going to get the refund you qualify for, and this check.’ The $2.2 trillion stimulus bill that authorized direct checks to millions of Americans is a sprawling and complicated piece of legislation — true story. But here’s another true story: your money is yours to save, spend, invest or donate because it’s not a loan Uncle Sam is expecting you … Continue reading Do I have to pay back my $1,200 stimulus check? Don’t fall for these 5 myths about the stimulus payments

This is how fast Americans are spending their stimulus checks — and here’s a breakdown of what they’re buying

Economists looked at the spending and saving habits of more than 1,600 people who received their stimulus check by April 21 In late March, lawmakers passed the Trump administration’s $2.2 trillion CARES Act, which included $290 billion in direct payments. Getty Images When Americans received stimulus checks during the Great Recession, studies indicated many spent at … Continue reading This is how fast Americans are spending their stimulus checks — and here’s a breakdown of what they’re buying

These Charts Put the Historic U.S. Job Losses in Perspective

Welcome back! As I mentioned in a previous article,that can be accessed (especially if you want to make sense of the whole subzero prices for a barrel of oil) HERE. Courtesy of visualcapitalist.com The sources used for this info-graphic are FT and Trader Economics . These Charts Put the Historic U.S. Job Losses in Perspective … Continue reading These Charts Put the Historic U.S. Job Losses in Perspective

The Front Line: Visualizing the Occupations with the Highest COVID-19 Risk

What occupations have the most risk?Read below https://2oqz471sa19h3vbwa53m33yj-wpengine.netdna-ssl.com/wp-content/uploads/2020/04/covid-19-occupational-risk-scores-1200px-1.jpg Working from home is a great idea,both in terms of time wasted commuting ,oil and other car related costs and other miscellaneous costs that add up...Yet I am sure that you did not expect that the percentage of the population in the US that is lucky enough … Continue reading The Front Line: Visualizing the Occupations with the Highest COVID-19 Risk

Personal Lessons Learned Since The 2008 – 2009 Financial Crisis

On September 15, 2008, Lehman Brothers went bust. I remember this day clearly because I made a $200 side bet with my friend over the weekend that the US government would bail them out. To my surprise, the US government didn’t rescue Lehman, and the stock cratered that Monday and never recovered. Despite all the … Continue reading Personal Lessons Learned Since The 2008 – 2009 Financial Crisis