Do you have enough money to retire? When we’re facing the “Retirement Decision”, that’s the one question each of us must answer. None of us want to run out of money before we die. It’s particularly worrisome when we’re facing the type of global crisis we’re dealing with today. Rather than just worry about it, … Continue reading 10 steps to make sure that you have enough money to retire
Income and net worth amounts are intricately linked. However, I’m going to argue that building a sizable net worth is more vital for early retirement/financial independence than generating a high income. Creating passive income is definitely a very good endeavor as well. Unfortunately, there’s a lot of uncertainty involved in the viability of your passive income. For … Continue reading Focus On Building Net Worth Even More Than Growing Income
Retiring early is simply a formula based on: The percentage of your take home pay you saveYour gross and after tax incomeHow much you can live on The more you make, the more you can save, and the less you can live on, the sooner you can retire from your soul sucking job. Of course, … Continue reading How Much Do I Need To Save To Retire Early?
This post is for someone who is wondering: Whether they have the proper asset allocationHow to reduce investment stress while still benefiting from returnsHow to quantify their risk toleranceHow to continue moving forward on their path to financial freedom despite all the uncertainty One of my primary goals on Financial Minimalist is to help readers build meaningful … Continue reading Financial SEER: A Way To Quantify Risk Tolerance And Determine Appropriate Equity Exposure