Understanding The Yield Curve: A Prescient Economic Predictor

The yield curve is a curve on a graph in which the yield of fixed-interest securities is plotted against the length of time they have to run to maturity. A yield curve is almost always upward sloping, a sign that the economy is functioning properly. To best understand the yield curve, put yourself in the … Continue reading Understanding The Yield Curve: A Prescient Economic Predictor

A Lack Of Emotional Intelligence Is Costing You A Fortune

Recently, I’ve been daydreaming about life before COVID-19. As an extrovert, I generally enjoy plenty of human interaction. However, sometimes, I come across folks who completely lack emotional intelligence. When I come across such folks, I immediately begin to wonder what happened? Is the lack of emotional intelligence a parental failure? Is it a failure … Continue reading A Lack Of Emotional Intelligence Is Costing You A Fortune

What Does It Cost To Sell A House? A Look At The Commissions, Taxes, And Fees

https://www.financialsamurai.com/wp-content/uploads/2016/09/real-estate-commission-fees-350x326.jpg I’ve been on strike since 2012. For what exactly? I’m on strike for having to still pay 5% – 6% in commissions to sell a property. Sorry readers who are realtors, I appreciate your support, but the fee is too damn high. Despite the creation of Zillow, Trulia (acquired by Zillow in 2015), and a bunch … Continue reading What Does It Cost To Sell A House? A Look At The Commissions, Taxes, And Fees

Should I Buy A Fixer-Upper Property? Evaluating The Pros And Cons

“Forget money. Remodeling is the number one cause for divorce.” – Anonymous Before my current house, I had never bought a fixer-upper before. The most I did in the past was build a new bathroom out of a closet, put up a wall to create an en-suite bathroom, and remodel my ground floor by adding a … Continue reading Should I Buy A Fixer-Upper Property? Evaluating The Pros And Cons

What’s The Best Age To Have A Baby? 20s? 30s? 40s+?

As a 40 year old, I’m an old first time dad. I’m reminded of my old age every time I bend over to pick up my little one from the bassinet. My lower back aches and my knees sometimes dangerously buckle if they bend too far. Oh to be 25 again! But then I realize … Continue reading What’s The Best Age To Have A Baby? 20s? 30s? 40s+?

If I Could Retire All Over Again These Are The Things I’d Do Differently

 The first three years of Financial Samurai was me mainly trying to figure out how to retire early. The subsequent years has been me touching upon various aspects of post-retirement life. For the most part, early retirement has been everything I hoped for. Freedom is priceless. But I’ve also highlighted a lot of negatives that I could … Continue reading If I Could Retire All Over Again These Are The Things I’d Do Differently

Perpetual Failure: The Reason Why I Continue To Save So Much

Whenever things are going well for an extended period of time, I begin to worry. Where did all the bad luck go? Something must be wrong.I’m not sure why life has turned out OK when there are plenty of smarter, more deserving people out there who still struggle. Maybe the exhausted fumes of good karma from a past … Continue reading Perpetual Failure: The Reason Why I Continue To Save So Much