You are better off by not trading your piece of mind.
The yield curve is a curve on a graph in which the yield of fixed-interest securities is plotted against the length of time they have to run to maturity. A yield curve is almost always upward sloping, a sign that the economy is functioning properly. To best understand the yield curve, put yourself in the … Continue reading Understanding The Yield Curve: A Prescient Economic Predictor
Recently, I’ve been daydreaming about life before COVID-19. As an extrovert, I generally enjoy plenty of human interaction. However, sometimes, I come across folks who completely lack emotional intelligence. When I come across such folks, I immediately begin to wonder what happened? Is the lack of emotional intelligence a parental failure? Is it a failure … Continue reading A Lack Of Emotional Intelligence Is Costing You A Fortune
I don't know about you, but I am mentally exhausted! Part of the exhaustion has to do with setting poor expectations. For example, our mayor had guided us for two weeks that places such as the zoo would open next Monday. I was ready to take my boy next Tuesday because I told him I would. Now, due … Continue reading Happiness in 2020
https://www.financialsamurai.com/wp-content/uploads/2016/09/real-estate-commission-fees-350x326.jpg I’ve been on strike since 2012. For what exactly? I’m on strike for having to still pay 5% – 6% in commissions to sell a property. Sorry readers who are realtors, I appreciate your support, but the fee is too damn high. Despite the creation of Zillow, Trulia (acquired by Zillow in 2015), and a bunch … Continue reading What Does It Cost To Sell A House? A Look At The Commissions, Taxes, And Fees
“Forget money. Remodeling is the number one cause for divorce.” – Anonymous Before my current house, I had never bought a fixer-upper before. The most I did in the past was build a new bathroom out of a closet, put up a wall to create an en-suite bathroom, and remodel my ground floor by adding a … Continue reading Should I Buy A Fixer-Upper Property? Evaluating The Pros And Cons
Back in the summer of 2012 I decided to test my house on the market to coincide with the Facebook IPO. Although I didn’t want to sell my house, I was in a peculiar stage in my life where I was just coming off my WARN Act income as part of my severance package after … Continue reading Lessons Learned From Not Selling My House
As a 40 year old, I’m an old first time dad. I’m reminded of my old age every time I bend over to pick up my little one from the bassinet. My lower back aches and my knees sometimes dangerously buckle if they bend too far. Oh to be 25 again! But then I realize … Continue reading What’s The Best Age To Have A Baby? 20s? 30s? 40s+?
The first three years of Financial Samurai was me mainly trying to figure out how to retire early. The subsequent years has been me touching upon various aspects of post-retirement life. For the most part, early retirement has been everything I hoped for. Freedom is priceless. But I’ve also highlighted a lot of negatives that I could … Continue reading If I Could Retire All Over Again These Are The Things I’d Do Differently
Whenever things are going well for an extended period of time, I begin to worry. Where did all the bad luck go? Something must be wrong.I’m not sure why life has turned out OK when there are plenty of smarter, more deserving people out there who still struggle. Maybe the exhausted fumes of good karma from a past … Continue reading Perpetual Failure: The Reason Why I Continue To Save So Much