The Anatomy Of An Adjustable Rate Mortgage Increase

I’m so excited to share with you something I got in the mail the other day. No, it wasn’t a notification that Financial Samurai had won an award for being the best personal finance site. My site is too focused on understanding hard things to make us all rich to appeal to the masses. Instead, … Continue reading The Anatomy Of An Adjustable Rate Mortgage Increase

How To Get Rich: Practice Predicting The Future!

Do you remember the scene in Back To The Future Part II when Biff Tannen opens up a safety deposit box and reveals to Marty the way he got so rich was due to a sports-betting almanac his future self gave his younger self? Oh how I wished I could have done the same thing as a young … Continue reading How To Get Rich: Practice Predicting The Future!

The FED Just Ruined Savings Accounts

Welcome back! In the last few weeks you might have noticed a significant difference to your high-earning interest rates bank accounts...and that is that there is a lack of sweet,sweet interest. Therefore,I wanted to take this opportunity to talk about the FEW banks that actually offer the HIGHEST interest rates. You can take a look … Continue reading The FED Just Ruined Savings Accounts

Focus On Building Net Worth Even More Than Growing Income

Income and net worth amounts are intricately linked. However, I’m going to argue that building a sizable net worth is more vital for early retirement/financial independence than generating a high income. Creating passive income is definitely a very good endeavor as well. Unfortunately, there’s a lot of uncertainty involved in the viability of your passive income. For … Continue reading Focus On Building Net Worth Even More Than Growing Income

Dividend Stocks: Driving Value in Volatile Markets

When markets take a turn for the worse, dividends often can provide a buffer against the drop. Year after year, dividend-paying companies put money into shareholders’ pockets—and may offer much needed stability during periods of high volatility. Dividend investing can help offset unexpected downturns by generating a key source of income. In today’s Markets in … Continue reading Dividend Stocks: Driving Value in Volatile Markets