Pay Off Your Mortgage in 1/3 of the Time


changes
No refinancing. No extra income. No lifestyle changes.


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Our Program

Learn more about our financial program.

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Financial Planning

Learn how we can help you in financial planning.

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Debt Elimination

Break free from credit cards, student loans and more

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Pay off your Mortgage

Learn how to pay off your mortgage

Debt Solutions: Simplify Your Financial Life

Turn to us for financial advice in the Tacoma area

At Financial Minimalist, we believe it's better to finance your dreams than your burgers! Cars, student loans, homes, and credit cards are the usual suspects in your debt drama, but why pay twice with interest when you can invest that cash in your future? Our financial team is here to help you navigate the murky waters of debt. Whether you're raking in a six-figure salary or working with a 40k budget, we'll show you how to turn your debt into wealth, one less latte at a time!


Conquer Debt: Your Path to Freedom
I’ve been in the financial industry for more than 25 years, helping families across the U.S. flip the script — from losing money to interest, to building lasting freedom instead.

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What to Look for in a Mortgage


Most people shop for a mortgage based on rate — and that’s how banks win. The real number to watch isn’t your interest rate, it’s your Total Interest Percentage (T.I.P.) — how much you’ll pay in interest over time. Learn how to spot hidden costs like rate buydowns, escrow traps, and 30-year timelines designed to keep you in debt — and how the Financial Minimalist Program helps homeowners break free years sooner.

What is stopping you from paying off your home?

You Could only be 7-10 years away from Financial Freedom!

Are you in your 40s or 50s, raking in more than you spend, yet still conducting a high-stakes juggling act with credit cards and loan payments?

 

Welcome to the club! At Financial Minimalist, we’re your GPS for debt elimination, helping folks like you turn that leftover cash each month into a wealth-building strategy instead of just feeding the interest monster! Whether it’s credit cards or student loans, let’s put your hard-earned money to work for you—because paying the bank shouldn't be your full-time job!


Imagine securing a 30-year loan for $300,000 at an interest rate of 4.5%.

At first glance, that appears quite feasible… until you factor in the interest.
Throughout the 30-year mortgage term, you would end up paying more than $247,000 solely in interest! Remarkably, that’s over 82% of the original loan amount you borrowed, just in interest.


Imagine sending the debt monster tumbling down the stairs and achieving complete freedom from all debts, including your mortgage, in just 7-10 years! Ready to get started?

Most homeowners unknowingly hand the banks hundreds of thousands in interest. Why? Because we’ve only ever been taught to pay bills — not to think like a bank. That mistake keeps families stuck in debt longer than necessary.

There’s a Smarter Way to Use the Income You Already Have


3 Benefits:



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Slash years off your mortgage

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Save tens of thousands in interest

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Build wealth without working harder

Real Families. Real Results.

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I cannot tell you how excited I am heading toward paying off our mortgage and our 2nd mortgage in less than 5 years. Light at the end of the tunnel! Thank you for such a wonderful program!!

Carrie T

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As a single woman, I look forward to the savings I will receive from my program. Best of all, to the peace of mind of facing retirement age without a mortgage payment!

Victoria C.

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This is the best debt-reduction system we have ever seen. We reduced our mortgage payoff date from 27.5 yrs to 8.3 yrs.! Since we are almost 50 yrs old, it makes retirement look a lot more attractive

Robert & Denise K.

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Experience the Financial Minimalist Difference

Ready to simplify your financial journey? At Financial Minimalist, we’re like your GPS for debt elimination—turning those pesky payments into wealth! No matter if your income is $40K or six figures, we know there’s a smarter way to spend your money. Instead of letting interest accumulate like unwanted guests at a party, let us help you kick it to the curb! Remember, why let the bank pocket your future when you can pay yourself instead?


Get ready to transform your financial outlook with a sprinkle of humor and a lot of clarity!

Conquer Debt Faster with Financial Minimalist

At Financial Minimalist, we turn the daunting task of debt elimination into a simplified roadmap to wealth.

No matter if you’re raking in the big bucks or living on a modest salary, everyone has dollars earmarked for something—even if it’s just interest! Our expert team helps you stop paying for the same dollar twice (yep, that’s a thing!).


Ready to finally keep more money in your pocket instead of sending it to the bank? Let's ditch that interest train and ride toward financial freedom together—contact us today!

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Stop Letting the Banks Profit. Take Control Today.